Consumer Law

Congress passed consumer protection laws such as the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) to protect your rights. We are here to enforce your rights against creditor harassment and companies that harm you by circumventing the law. Our focus is on protecting consumers whose credit has been harmed by false credit reports and fighting debt collection agencies that harass consumers or use illegal debt collection tactics and misuse the credit reporting practices to collect a debt from a consumer.  We will fight for your rights. We assist people with debt collection harassment and lawsuits, credit report problems and similar consumer credit problems.

We are here to enforce your rights against creditor harassment and companies that harm you by circumventing the law.  If you are a victim of false credit reports, if you are tired of fighting debt collection agencies that illegally harass you and use improper and illegal debt collection tactics and misuse the credit reporting practices to collect a debt from you, we can help you.

 Contract Law

Contracts are the foundation of any business relationship and govern virtually every transaction in which your business is involved. Whether its employees, sales agreements, real estate leases or a host of other contractual agreements creating well-defined relationships will put your business on a smooth path towards success. Whether you simply need a contract review to understand your rights and obligations or a completely new form sales agreement we can help.  We can review and/or draft your contracts. By working together to ensure that your needs are met we can help you achieve your contractual goals as well as protect you from unforeseen consequences.

We can help with:

• Rental / lease agreements

• Bill of sale

• Purchase and sale agreement

• Employment/contractor agreements

• Licensing agreements

• Work-made-for-hire agreements

• Covenants not to compete

• Confidentiality and non disclosure agreements

• Commercial purchase and sale contracts

• Business purchase offers

• Non-disclosure agreements

• Equipment contracts

• Supply agreements

• Franchise agreements

• Loan agreements

 Estate Planning

Having a comprehensive estate plan in place is of extreme importance, and is the only way to ensure the following:

         - Remove the possibility of probate, which could cost thousands of dollars and take years
         - Specify the disposition of your assets, so they go to whom you wish
         - Make certain that you have control of your health care decisions in the event you become incapacitated
         - Determine who will care for your minor children

Our estate planning services for individuals and families is focused on helping clients meet their estate planning objectives.

Our services include preparation of: 

• Simple Wills
• Living Wills
• Living Trusts
• Durable Power of Attorney
• Health Care Power of Attorney
• Financial Power of Attorney

We take a comprehensive approach to the planning process to ensure that the goals of the family are carried out and that the estate is appropriately managed.

If you are concerned about the passage of your estate, your will or other end-of-life issues, The Cokley Law Office can help you.

Social Security

Social Security benefits are available under two possible programs, depending on the status of the claimant. The first of these is SSDI which is available to individuals who have a prior work record in the United States for an extended period of time. The second type of benefit is SSI which is for individuals who have no prior work history, but who are either citizens of the United States or legal alien residents of the United States.  

Discouraged by the long and frustrating process of obtaining Social Security Disability benefits? There is hope. If your claim has been denied, or you need help submitting your first claim, let The Cokley Law Office assist you.

Workers' Compensation
 

Workers' Compensation is a legal system set up to help if you are injures at work or develop a health problem as a result of your job.  If you are hurt on the job or sustain an occupational disease, then you may be entitled to workers' compensation benefits.  Workers' compensation benefits typically include the following:

• Disability benefits where an employee cannot work because of job-related inuries
• Medical treatment
• Vocational rehabilitation where an employee cannot return to his formere occupation
• Benefits for dependents (for example, spouse and non-adult children) of a worker killed on the job

If you are hurt on the job or sustain an occupational disease, The Cokley Law Office can help you.